Fast loan decision

Borrow $1,000 to $40,000

Please review all the loan documents carefully and make sure you understand the terms of the loan being offered. If you do not agree with those terms, simply decline the loan without any penalty

Happy person looking at their phone
  • Receive a loan decision in minutes and, if approved, funds as soon as the next business day

Fast loan decision

See if you qualify

  • We help you find a loan when you need it

  • Receive a loan decision in minutes and, if approved, funds as soon as the next business day

  • Several different payment options

How does it work?

iwageday.com offers a personal approach to helping you find a loan

  • Step 1

    We provide the details

    Submitting a loan request is fast and simple. Complete our short form and you could have a decision in minutes

  • Step 2

    We do the hard part

    Using our dedicated system, iwageday.com will try to connect you with one of the Personal Loan Lenders in our network.

  • Step 3

    Funds as soon as the next business day

    If you are connected with a lender, upon accepting the terms and conditions of their loan offer (which you may decline) they will usually deposit your loan into your bank account in as little as one business day.

Representative examples and costs*

  • Loan amount:
    $1000
  • Interest rate:
    24%
  • Loan term:
    12 months
  • Fee:
    3%
  • Monthly payment:
    $94.56
  • Total payments:
    $1,134.72
  • Total cost:
    $164.72

*Example: the $2,000 representative loan above with a 24-month term and a 5% origination fee, would have a total cost, including the 5% origination fee ($100) plus interest, of $519.68 and overall payback amount of $2,419.68. All fees associated with any loan are required to be disclosed by the lender in terms of APR.

Qualified consumers who are approved by a lender will receive loan offers with the below range of loan terms and maximum APR.

Frequently asked questions

iwageday.com is not a lender, and we do not make loan or credit decisions. We are a loan referral service, working with our network to connect consumers with independent third-party lenders. There is no cost for using our service.

iwageday.com is a loan referring service which attempts to connect you with a lender. This service is FREE for you to use. iwageday.com, may receive a commission from the lender for potential customer referrals, but WE will NEVER charge you a fee!

A personal loan is a fixed term, no collateral loan that can be used for a variety of purposes such as home improvements, vehicle repairs, to consolidate debt or pay off high interest credit cards. The loan terms vary but they are generally longer than an installment or payday loan. As with any loan, a personal loan should always be used responsibly.

Personal loans are usually between $1,000 and $40,000. When you make an inquiry for a loan, if a loan offer is made, it may not match the amount that you requested. This may be because of the individual lender, or other factors such as employment or income.

There are no fees to submit a loan request at iwageday.com. iwageday.com may receive a commission from the lender for potential customer referrals, but WE will NEVER charge you a fee! Each lender will have their own APR, terms and fees (these come directly from the lender, not from iwageday.com) and if a loan offer is made, these will be provided to you. Please ensure that you read all documents relating to the terms of the loan – you are under no obligation to accept.

The FEES and APR INTEREST RATES you will be charged are provided to you in a written document by the lender after you submit a loan request but before you are requested to digitally sign a loan agreement.

Within a few minutes of submitting your loan request, if approved you will be connected with a third party independent lender. If you are presented with a loan offer, you will have the option to review the terms of the loan, which you may approve or declined. It is not guaranteed that you will receive a loan offer or be approved by a lender.

  • You must be 18 years of age or older
  • You must have a regular minimum monthly income of $1,000
  • You must have a checking or savings account with direct deposit
  • You must have a fair credit rating
  • You must not be a regular or reserve member of the Military including the Air Force, Army, Coast Guard, Marine Corps or Navy (or a dependent of), serving on active duty under a call or order that does not specify a period of 30 days or less.

Individual lenders may have different minimum requirements in addition to the above.