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APR disclosure: Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge.

APRs for cash advance loans vary from 200% to 1386%.
APRs for installment loans range from 6.63% to 485%.
APRs for personal loans range from 4.99% to 450% and vary by lender.

Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. Annual percentage rate (APR) is the rate used to help you understand the cost of borrowing. It takes into account the interest rate and additional charges of a credit offer. By law, lenders have to show you the APR and any other terms of your loan before you commit to the loan agreement. APR rates are subject to change.

Material disclosure: iwageday.com is not a lender, loan broker or agent for any lender or loan broker. iwageday.com acts as a referral service to qualified lenders that may be able to provide loans between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $40,000 for personal loans. Please note that not all lenders can provide these amounts and there is no guarantee that you will be accepted by a lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. iwageday.com does not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for the advertising and referral services provided. This service and offer are void where prohibited. iwageday.com does not control and we are not responsible for the actions of any lender. iwageday.com does not have access to the full terms of your loan (including APR). If you have any questions or concerns regarding your loan or want to find out more about the details of your loan, please contact your lender directly. Your lender and only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The information you submit on this website will be shared with one or more participating lenders. You are not under any obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms can vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our terms for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Statement.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. iwageday.com does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.